Hallo

Outbound payments

Send payments. Instantly. Automatically.

Send payouts to customers, sellers, or any third party in seconds, not days. Eliminate the manual work. Automate SEPA Instant transfers via API.

Contact sales

Contact sales

View documentation

Payouts are sent to your users from a Dutch IBAN.

Returnly – Bottle & Can Deposit Returns

Returnly – Deposit Returns

13 March 2026 · 16:34

€300.00

€300.00

Withdrawal

Withdrawal

Automate payouts, eliminate hassle

Simplify how you send money. Cut costs, eliminate errors, and free up your team to focus on growing the business.

Automate payouts, eliminate hassle

Simplify how you send money. Cut costs, eliminate errors, and free up your team to focus on growing the business.

Gain full visibility

Get a real-time view of your end-to-end cashflow in one dashboard, for optimal control and simplified reconciliation.

Amount

Status

−€25.00

Sent

€32.00

Open

€8.00

Pending

−€25.00

Sent

−€16,00

Sent

€25.00

Open

€25.00

Open

Automate safely

Mitigate risk with always-on security measures and a complete audit trail. Scale your volume by replacing manual per-transaction approvals.

Cut the manual work

An automated setup you can run, 24/7. Trigger transfers via API to anyone, anytime. No banking portals, no file uploads. 

const { createMollieClient } = require('@mollie/api-client');
const mollieClient = createMollieClient({ apiKey: 'access_dHar4XY7LxsDOtmnkVtjNVWXLSlXsM' });

const transfer = await mollieClient.businessAccountTransfers.create({
  transferScheme: {
    type: 'sepa-credit-inst'
  },
  amount: {
    currency: 'EUR',
    value: '10.00'
  },
  debtorIban: 'NL55MLLE0123456789',
  creditor: {
    fullName: 'Jan Jansen',
    account: {
      iban: 'NL02ABNA0123456789'
    }
  },
  description: 'Invoice 12345',
  metadata: {
    order_id: '12345',
    customer_reference: 'cust_001'
  }
});

How it works

From trigger to transfer in seconds

Connect once via API and automate payouts to anyone, anywhere, at anytime.

From trigger to transfer in seconds

Connect once via API and automate payouts to anyone, anywhere, at anytime.

1

Fund your account

Fund your account

Fund your payout account with incoming Mollie payments or from an external bank account

Fund your payout account with incoming Mollie payments or from an external bank account

2

Trigger payout

Trigger payout

Trigger transfers via API

Trigger transfers via API

3

Deliver funds

Deliver funds

Payouts arrive to third parties in as little as ten seconds

Payouts arrive to third parties in as little as ten seconds

Customer

Payment

Payout account

Dutch IBAN

Payout

via Instant SEPA

Credit Transfer

Payee

via Instant SEPA

Credit Transfer

External account

Customer

Payment

Payout account

Dutch IBAN

Payout

via Instant SEPA

Credit Transfer

Payee

via Instant SEPA

Credit Transfer

External account

Whatever your business. Whoever you pay.

One payout infrastructure for every business model, from platforms to insurers to retailers.

Whatever your business. Whoever you pay.

One payout infrastructure for every business model, from platforms to insurers to retailers.

Financial Services

Process e-wallet withdrawals instantly. Automate insurance claim payments.

iGaming

Process player withdrawals instantly, at any volume.

Deposits & refunds

Return cash and process reimbursements automatically.

Utilities

Process utility bill refunds in seconds instead of weeks.

API-first. Developer-friendly.

API-first. Developer-friendly.

API, full documentation, sandbox environment, and real-time webhooks for real-time status tracking. Built for developers who want to ship fast and scale faster.

View documentation

Security

Enterprise-grade security built in at every layer

Enterprise-grade security built in at every layer

Verification of Payee

Every beneficiary's name is verified against their IBAN before a single euro moves, stopping fraud and misdirected payments.

User name

Luuk Visser

IBAN

DE80 1004 000 0107 5417 02

The registration number (IBAN) is not in the name of Luuk Visser

The registration number (IBAN) is not in the name of Luuk Visser

Full audit trail

Every transaction and every step logged, timestamped and available via files or API – so your compliance team always has what they need.

Main account

€48,000.25

NL69 MLLE 4206 9666 21

Date

Transaction ID

May-26 15:29:21

batr_91TgCrPiS5LwYhNz4mJk

May-26 14:15:51

batr_3KpNvXmR9QwZsYtLc2dF

May-26 14:12:01

batr_62HjMqEuDnVfAoKp8xWb

May-26 13:29:42

batr_47BsUaGxQdKvMcRe3nTy

Multi-layered security controls

Verify every payout using a unique signing key-pair, ensuring only authenticated transfers go through.

Granular access control

Decide who can send payments. Only the right people get the right access.

Team

Check who has access

LK

luuk.visser@mollie.com

Admin

KM

koen.mulder@mollie.com

Admin

CC

camille.van.den.bogeart@mollie.com

Admin

JD

jasper.van.dijk@mollie.com

Owner

Get started

Three steps to your first payout

Three steps to your first payout

1

Talk to sales

Tell us about your business and payout needs. We’ll take it from there.

2

Eligibility & onboarding

We verify your eligibility and set up your payout account, including any required compliance checks.

3

Go live

Integrate the API, test in sandbox and start sending money.

FAQ

FAQ

FAQ

What is Outbound Payments and how is it different from a regular bank transfer?

Mollie Outbound Payments is an API-first payout solution that lets businesses send money to any recipient in under 10 seconds, 24/7, using SEPA Instant Credit Transfers without logging into a banking portal or uploading files. Unlike a standard bank transfer, SEPA Instant Credit Transfers are processed in real or near-real time and are available 24/7/365, meaning payouts go out on weekends and public holidays with no batch delays.
This product has been granted an exemption from the DNB for requiring secure customer authentication (SCA) for each transaction, which means truly no manual interference is required. SCA is replaced by an equally secure equivalent.

How fast are payouts sent with Mollie Outbound Payments?

SEPA Instant transfers settle in under 10 seconds at any time of day, any day of the week – including Sundays and public holidays. Mollie's average is under 10 seconds from trigger to transfer. Once a payout is confirmed, funds are settled immediately and there's no built-in chargeback mechanism, giving recipients – and your business – full payment certainty.

Can I automate payouts without manual approval for every transaction?

Yes. Payouts initiated through this Mollie product enable businesses to automate their payment workflows by connecting their systems directly to a payment provider, removing the need to manually monitor accounts or approve each transaction. With Mollie Outbound Payments, you set rules once and trigger transfers via API. The appropriate person with the appropriate permissions installs a set of signing keys for transaction authentication. No banking portals, no file uploads, no per-transaction sign-off required. Finance teams using automated payout setups save an average of 15+ hours per week.

What countries and recipients can I send payouts to?

Mollie Outbound Payments sends via SEPA Instant Credit Transfer, which covers 36 European countries including all 27 EU member states plus Andorra, Iceland, Monaco, Norway, Liechtenstein, San Marino, Switzerland, the UK, and the Vatican. You can pay both private individuals and businesses – there are no restrictions on recipient type and no transaction size limits set by Mollie. Transactions are sent on your behalf, from a Dutch IBAN.

How can I automate my bookkeeping?

Pricing is calculated per transaction(outgoing SEPA Instant Credit Transfer, you can contact sales for a custom offer. There are no monthly fees, no setup costs, and no hidden charges. Pricing may vary depending on your volume and commercial agreement – speak to your account manager for a tailored quote.

How does Mollie prevent fraud and misdirected payments?

Mollie uses multiple layers of protection. Every payout is authenticated using an asymmetric ECDSA signing key pair – your private key is never held by Mollie. Before a payment processes, the system screens for sanctions and fraud red flags. Verification of Payee – which checks a recipient's name against their IBAN before any funds move – is included as well, stopping fraud and misdirected payments at the point of initiation. Every transaction is also logged with full timestamps via webhook.

What happens if a payout fails or is rejected?

If no confirmation arrives within 10 seconds, the funds are automatically reversed. You're notified immediately via webhook with a reason code explaining the status. If a transaction is rejected by the recipient's bank, funds are returned to your Mollie account in line with SEPA rules – no manual intervention needed.

Is Mollie Outbound Payments right for iGaming businesses?

Yes – and it's particularly well-suited to it. 82% of European online gamblers consider fast payouts important when choosing a platform, and more than half would switch to a platform that offers instant withdrawals. Mollie Outbound Payments processes player withdrawals instantly at any volume, 24/7, with no per-transaction manual approvals. Instant settlement also improves liquidity management for operators, reducing reliance on prefunding and giving greater visibility over outgoing funds.

How does Mollie keep my funds safe, and who regulates it?

Mollie is a licensed EMI regulated by De Nederlandsche Bank (DNB). All funds held in your Mollie IBAN are kept in a segregated safeguarding account, completely separate from Mollie's own funds – this is a legal requirement under Dutch financial regulation. Ownership of funds transfers to your business entity at the moment they are added to your Mollie IBAN.

How long does integration take and what do I need to get started?

Integration timelines depend on the depth of implementation – in many cases, the technical integration can be carried out within a days. Mollie provides a sandbox environment from day one, full API documentation, and a dedicated sales engineer to guide you through setup. Before going live, your business goes through an eligibility assessment and a one-time account security setup (an access token and cryptographic signing key pair). Your dev team can start building in sandbox while onboarding is in progress.

What is Outbound Payments and how is it different from a regular bank transfer?

Mollie Outbound Payments is an API-first payout solution that lets businesses send money to any recipient in under 10 seconds, 24/7, using SEPA Instant Credit Transfers without logging into a banking portal or uploading files. Unlike a standard bank transfer, SEPA Instant Credit Transfers are processed in real or near-real time and are available 24/7/365, meaning payouts go out on weekends and public holidays with no batch delays.
This product has been granted an exemption from the DNB for requiring secure customer authentication (SCA) for each transaction, which means truly no manual interference is required. SCA is replaced by an equally secure equivalent.

How fast are payouts sent with Mollie Outbound Payments?

SEPA Instant transfers settle in under 10 seconds at any time of day, any day of the week – including Sundays and public holidays. Mollie's average is under 10 seconds from trigger to transfer. Once a payout is confirmed, funds are settled immediately and there's no built-in chargeback mechanism, giving recipients – and your business – full payment certainty.

Can I automate payouts without manual approval for every transaction?

Yes. Payouts initiated through this Mollie product enable businesses to automate their payment workflows by connecting their systems directly to a payment provider, removing the need to manually monitor accounts or approve each transaction. With Mollie Outbound Payments, you set rules once and trigger transfers via API. The appropriate person with the appropriate permissions installs a set of signing keys for transaction authentication. No banking portals, no file uploads, no per-transaction sign-off required. Finance teams using automated payout setups save an average of 15+ hours per week.

What countries and recipients can I send payouts to?

Mollie Outbound Payments sends via SEPA Instant Credit Transfer, which covers 36 European countries including all 27 EU member states plus Andorra, Iceland, Monaco, Norway, Liechtenstein, San Marino, Switzerland, the UK, and the Vatican. You can pay both private individuals and businesses – there are no restrictions on recipient type and no transaction size limits set by Mollie. Transactions are sent on your behalf, from a Dutch IBAN.

How can I automate my bookkeeping?

Pricing is calculated per transaction(outgoing SEPA Instant Credit Transfer, you can contact sales for a custom offer. There are no monthly fees, no setup costs, and no hidden charges. Pricing may vary depending on your volume and commercial agreement – speak to your account manager for a tailored quote.

How does Mollie prevent fraud and misdirected payments?

Mollie uses multiple layers of protection. Every payout is authenticated using an asymmetric ECDSA signing key pair – your private key is never held by Mollie. Before a payment processes, the system screens for sanctions and fraud red flags. Verification of Payee – which checks a recipient's name against their IBAN before any funds move – is included as well, stopping fraud and misdirected payments at the point of initiation. Every transaction is also logged with full timestamps via webhook.

What happens if a payout fails or is rejected?

If no confirmation arrives within 10 seconds, the funds are automatically reversed. You're notified immediately via webhook with a reason code explaining the status. If a transaction is rejected by the recipient's bank, funds are returned to your Mollie account in line with SEPA rules – no manual intervention needed.

Is Mollie Outbound Payments right for iGaming businesses?

Yes – and it's particularly well-suited to it. 82% of European online gamblers consider fast payouts important when choosing a platform, and more than half would switch to a platform that offers instant withdrawals. Mollie Outbound Payments processes player withdrawals instantly at any volume, 24/7, with no per-transaction manual approvals. Instant settlement also improves liquidity management for operators, reducing reliance on prefunding and giving greater visibility over outgoing funds.

How does Mollie keep my funds safe, and who regulates it?

Mollie is a licensed EMI regulated by De Nederlandsche Bank (DNB). All funds held in your Mollie IBAN are kept in a segregated safeguarding account, completely separate from Mollie's own funds – this is a legal requirement under Dutch financial regulation. Ownership of funds transfers to your business entity at the moment they are added to your Mollie IBAN.

How long does integration take and what do I need to get started?

Integration timelines depend on the depth of implementation – in many cases, the technical integration can be carried out within a days. Mollie provides a sandbox environment from day one, full API documentation, and a dedicated sales engineer to guide you through setup. Before going live, your business goes through an eligibility assessment and a one-time account security setup (an access token and cryptographic signing key pair). Your dev team can start building in sandbox while onboarding is in progress.

Ready to automate your payouts?

Replace spreadsheets and banking portals with a single, automated flow.

Ready to automate your payouts?

Replace spreadsheets and banking portals with a single, automated flow.

Contact sales

Contact sales