Visa
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Only pay per transaction
Overview
Pricing
Visa
European Economic Area Consumer Cards
1.80% + €0.25
European Economic Area Commercial Cards
2.90% + €0.25
Non-European Economic Area Cards
3.25% + €0.25
Domestic Consumer Cards
.
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What are Visa payments?
Visa payments are card transactions processed through one of the world's most extensive payment processing networks. Visa doesn't issue cards directly – instead, banks and financial institutions issue them under Visa's rules, with the issuing bank approving each transaction. They work across in-person, online, recurring, and digital wallet purchases, making them one of the most versatile payment methods you can offer.
How do Visa payments work?
When a consumer pays with their Visa card, the transaction details are routed through Visa’s network to their bank. The bank then checks available funds, or credit, runs fraud checks, and approves or declines the transaction – all in seconds. Once approved, funds move through authorisation and settlement between the relevant banks. For your business, that means fast, reliable payment confirmation and predictable settlement.
How long does a Visa payment take to clear?
Visa payments are authorised in seconds and settle within days, with timing varying for cross-border transactions. You can keep track of all your international and local payments in your Mollie Dashboard.
What are the benefits of Visa debit and credit cards?
Accepting Visa means being ready however your customers want to pay – in-store, online, or via digital wallet. Visa's global reach also means you're not limiting yourself to one market – its payments are recognised and trusted almost everywhere.
On the customer side, Visa debit cards draw directly from available funds, so transactions are only approved when the money is there. Visa credit cards give customers more flexibility and can help them manage cash flow – which often translates to higher average order values for your business.
Security is also a strong reason to accept Visa payments. The network uses tokenisation to protect card details during digital transactions, and additional layers include:
Encryption in transfer and storage
Fraud detection through advanced algorithms
Multi-factor authentication
Compliance with EU and UK regulation
What integrations do you support for this method?
€69.99
Sneaker laces
Sneaker laces
23/09/2022 17:29
€69.99
Paid
Consumer name
T. Otter
Are you already a Mollie customer?
Simply activate the new payment method in your Dashboard.
